and UCLA developed the Online Financial Planning Guide in a collaborative effort to provide a useful loan management tool for students. Student loans help place the world of higher education within everyone's reach. While they open doors to exciting careers, they also pose the challenge of financial management. Pay As You Go There's no need to wait until after graduation to repay your student loans. In fact, you can start making payments as soon as you receive your first check. offers a unique feature that lets you calculate how "paying as you go" can save you thousands of dollars on your total payback. Even as little as $25.00 per month—paid back while you're still in school—can save you lots in the long run. This financial planning guide is one more way that provides real value to students and their parents. It's designed to help you: Establish a spending plan Borrow only what you need Start repaying your loans while you're still in school As a service of the California Student Aid Commission, is in the business of providing a variety of superior student loan services. Our goal is to make college accessible to all who want it—and to make student loan repayment as painless as possible. Any time you have a question, simply click the question mark in the title bar or "Help" at the bottom of the page.   is best viewed using Internet Explorer 4 or 5 or Netscape 4.7.   Users may experience some difficulties when using other browsers. REMEMBER... CALCULATIONS ARE ONLY ESTIMATES. is the registered trademark of Copyright 1999-2008, All rights reserved. Developed for by Think Ahead, Inc.