Conditions of Use Welcome to EDFUND's Web site. The terms and conditions for use of this site are written below. Please read them carefully. By using this site, you acknowledge that you have both read these terms and conditions and accepted them. If you do not agree with these terms and conditions, do not use this site. No Warranty This site is provided “as is.” EDFUND makes no warranties or representations of any kind about this site including its software, content or information. EDFUND will have no liability for damages resulting from use of this site even if such damages result from errors, negligence or deliberate acts of EDFUND. If your state does not permit this waiver of liability, EDFUND shall be limited to the amount you paid to access this site. EDFUND does not warrant that this site is free from viruses. Linked Sites EDFUND has no control over or responsibility for material in other Web sites accessed by hypertext links from this site. Hypertext links are provided only as a convenience to users of this site. EDFUND does not verify the information on linked sites and does not endorse these sites of their source. Use of Site EDFUND reserves the right to change its services and programs at any time without prior notice. Calculators on this site and on linked sites are designed to provide borrowers only with estimates of amounts that a borrower might actually pay. Do not rely on these calculations because actual payments may vary among services based on their interest rates, calculation processes and assumptions on which your loan is granted. If you wish to apply for financial aid, you must first contact the financial aid office at your school or your lender for forms to apply for a student loan. Where forms are available on this site for borrowers with existing loans (for example, forms for deferment or forbearance) these forms are to be printed by you and mailed either to your service or lender. You agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our Web pages or the content contained herein without prior written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the site or any transaction being conducted on our site. You agree to abide by all applicable local, state, national, and international laws and regulations in your use of the site. You agree to be solely responsible for your actions and the contents of your transmissions through the site. You agree not to impersonate any person or entity or falsely state or otherwise misrepresent your identity or affiliation with a person or entity.   EDFUND may use any material or information posted by you to this site for any purpose. EDFUND may create, distribute or use activity reports or similar abstracts of material provided by users of this site. Transmissions to this site are not confidential and can be used, read or intercepted by others. Do not post any information on this site that infringes on copyright or property rights of others. Property Rights The site and all content posted on it are copyrighted by EDFUND unless specifically stated otherwise. All rights reserved. EDFUND, EDFUND — A Service of the California Student Aid Commission, EDFUND Delivers, Credit for College, Cohort Management System, CMS, College Making it Happen, College Making it Happen — Everyone Deserves an Education, EDWISE, EDTE$T, EDSHARE, EDFUND.net, and Fund Your Future, and their logos are registered trademarks of EDFUND. EDFUND Loan Portal, Building Futures, Carlton Q. Cat, EDFUND-Link, EDFUND WEBapp, El Gato Gabriel, EDPAY, FAPS, The Future 5, El Futuro 5, Life 101, Outlook, QuickForms, and Service Success are trademarks of EDFUND. All other trademarks used on this Web site are the property of the respective holder. Except where federal law governs, this site will be governed under the laws of the State of California and users agree to submit to the jurisdiction of the courts of California.